Here's a quick summary of our key terms:

1. Coverage Start Time: Your coverage begins at midnight on the night of your signup.
2. Past Fraud/Theft: Unfortunately, we cannot cover any fraud or theft that occurred before your signup.
3. Reporting New Theft: To ensure coverage, all new theft must be reported, and a case opened with us within 30 days of being notified of potential fraud. Don’t worry—we’ll alert you within minutes of any suspicious activity!

For the full terms and details, please visit the DVC Title Alert Terms of Service.